A poor credit rating can completely disrupt your lifestyle, affecting your ability to get things like a car loan, mortgage, student loan, credit card, and more. If a lender does approve your application for a loan, they will classify you as a high-risk borrower due to your bad credit score and drive up your interest rates. At The Birmingham Phenix Group, we create custom credit repair solutions for individulas in need of our help. We will work with you to increase your credit score, gain back financial security.
When you partner with The Phenix Group, a legally compliant credit repair company, boosting your credit score is a simple, achievable goal. By first obtaining your credit reports from the three main reporting agencies, Equifax, Experian, and TransUnion, our credit-savvy analysts are able to identify any inaccuracies that are on your report. From having your personal information listed incorrectly to lender reporting errors, The Phenix Group and our expert attorneys, who are skilled in consumer law, will work on your behalf to have any unfair or incorrect items taken off of your credit report. We dedicate the care and respect each of our clients deserve towards understanding the factors responsible for your poor credit score, including your financial challenges, goals, and how quickly you need to improve your credit standing. We custom-build an action plan that specifically tackles your needs so you can finally lower those astronomical interest rates, purchase the house of your dreams, or buy that new car you’ve been pining for. We are so passionate about improving lifestyles, that once we increase your credit score, we’ll give you the tools needed to set up your financial future for success.
I have worked with a few other companies in the past and in no way received the support, or results we did with The Phenix Group
Working with The Phenix Group was like working with family. Not only were they incredibly knowledgable, attentive, and on top of EVERYTHING, they were kind, sincere, and truly cared about our goals and our future happiness!
I followed their plan and MAN oh MAN did they Deliver! 3 months and 150 points later and I just CLOSED ON MY HOME!! BEST DECISION I EVER MADE! WORTH EVERY PENNY!
Phenix Group is hands down the best credit repair company for anyone looking to improve their credit to buy a home, car, etc. As a lending professional, I can attest that they are head and shoulders above other credit restoration outfits.
No gimmicks only results. The process is simple but you have to be committed and follow their process in order to get the best results. #ThePhenixGroup
Credit talk is often deemed as negative when you have a less than desired credit score. Significantly higher interest rates on a home or auto purchases are typical for those with lower credit scores. Loan terms may also include other considerable fees due to the risk the creditor is assuming when they have a negative credit score. The Phenix Group is committed to improving your credit; thus placing you in a great position to refinance at a significantly lower interest rate per month, on any of your debt or major purchases.
There are several ways to navigate securing a business loan. While securing funds is the primary goal; ultimately you want to secure and finance those funds with the best debt interest rate possible. The number one factor in securing any business loan is having qualifying credit. Whether you are needing a short or long term loan, The Phenix Group credit repair company can create a custom plan to maximize your credit scores, in the shortest amount of time possible. TPG, a reputable credit repair comany, also has established relationships with business finance lenders to help you navigate your loan. Schedule a free consultation to learn more about the credit plans available.
It's no secret, credit repair as it relates to home buying is our jam; but that doesn't mean we can't help the everyday consumer improve their credit score, too. Even if you may not currently be in any other category listed above, your credit is no less important. Honestly, it is much less stressful to have time to prep for whatever your goal is, instead of needing help yesterday. No matter the goal, our credit repair services can help with a custom plan for an overall financial clean up, as well.
We have designed specific programs to achieve home mortgage finance pre-approval. Your assigned credit repair analyst is well-versed in the underwriting guidelines and requirements. This gives you the confidence that we will be able to place you in a position of a well qualified buyer status by your credit program graduation date. If this is your first home purchase and you are needing direction in the home-buying process, TPG can also recommend a loan officer and realtor from our network of trusted and preferred mortgage professionals.
A company built on the promise of empowering others--employees, clients, and community, alike!
Meet Our Former Client,
I was able to stop worrying about if we were going to get our dream home when we...read more
Meet our Former Client,
I can honestly say, I had a new pep in my step that day. I felt like a new man!
The Phenix Group is a Texas based credit restoration company and does business exclusively within the State of Texas. The Phenix Group, at times, agrees to accept out of state clients who have, in one form or another, initiated contact with The Phenix Group for purposes of retaining our services.
If you are wondering if our credit restoration services are for you, do not hesitate to fill out your information on our contact form and we will have an analyst reach out to you! No one should have to feel helpless when it come to credit woes.
We Fix Bad Credit