World-renowned theme parks, beautiful weather, and an array of restaurants and recreational activities are all staples of Orlando, Florida. While Orlando has been enjoying economic growth and low unemployment rates, the city itself isn’t faring well when it comes to the financial health of its residents. The sun may be hot, but the credit scores certainly aren’t, as Orlando holds an average credit score of 637. The ranking not only puts the city at the bottom of the pack when compared to other major metropolitan areas, but it also holds the lowest score among surrounding cities like Tampa (648), West Palm Beach (647), and Hialeah (657).

According to the credit bureau, Experian, residents in the Orlando area are struggling with some of the highest debt when measured against the nation’s top 40 major metro areas. The average debt per consumer is around $25,316. When you have a poor credit score, it can attack your financial health like a bad cold you can’t kick; except the symptoms of this illness includes high interest rates, rejected loan applications, fees tacked onto your bills, and lofty insurance premiums. Having a poor credit score means you’ll constantly be fighting an uphill battling when it comes to applying for things like a mortgage, student loan, car loan, or credit card. When lenders do give you the green light of approval, they’ll drive up your interest rate as you’ll fall into the “risky borrower” category. While you may be facing this type of financial hardship now, it’s not the end of the road for you. The Phenix Group will create a personalized credit repair solution just for you to help improve your credit standing. We believe our Orlando, FL residents deserve financial security and the ability to achieve the lifestyles they dreamed for themselves.

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How Does Credit Restoration Work In Orlando?

The Phenix Group is a legally compliant credit restoration company with a robust team of specialists with the expertise necessary to help you boost your credit score. How exactly is this accomplished? First, our analysts request copies of your credit information from all three of the major reporting agencies, including Experian, Equifax, and TransUnion. Because our credit-savvy specialists and attorneys are well-versed in consumer protection laws, they are able to pinpoint errors and inaccuracies in your reports. There could be simple errors, such as your personal information being listed incorrectly, to more severe issues, like a lender who reported faulty information. The Phenix Group will work diligently on your behalf to remove errors from your report to help restore your credit standing.

We treat each of our Orlando, FL clients with the utmost care and consideration they deserve. We invest time in understanding your unique financial challenges, including how you arrived at your current credit score, how quickly you’re looking to increase your credit score, and your goals moving forward. From there, The Phenix Group will create a custom-built plan of action to address the hardships you’re facing and help you finally reach financial freedom. Not only do we help to boost your credit score, but we’ll provide you with the resources you need to continue down a healthy financial path.

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Credit Repair Company Reviews

What Credit Repair Services We Offer In Orlando

Need help? Talk to an Analyst!

Home Ownership

Home Ownership-Our flagship service! All of our credit repair analysts are well-versed in the mortgage and underwriting requirements. We will work with you (the buyer), your lender, and the real estate professional involved in your purchase to ensure we are able to hit your closing date deadline with efficiency. If you are a first time homebuyer and want help with finding a reputable lender or realtor who will work for you during your home buying process, TPG has a network of trusted preferred mortgage professionals we can refer to you. We take an all-inclusive approach. Our process includes the creidt reporting agencies (CRA's), creditors and third-party collection agencies who have reported erroneous information on your credit report. Going after the inaccurate information on all platforms helps create a permanent result. The Phenix Group will work diligently on your behalf to help raise your credit score. We've helped thousands of people in your position, and we can do the same for you. Contact us today for a no cost credit consultation.

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Business Financing

There are a few options to secure a business loan. Obtaining the funds is the ultimate goal; however, securing those funds at a favorable interest rate can be equally impactful. The most important factor considered in securing any business loan is your overall credit rating. The Phenix Group credit repair company can help restore your credit scores in the shortest possible time, so you can secure your business financing. TPG, a reputable credit repair company, has built relationships with a plethora of business finance lenders to help with all of your business financing needs. Schedule a free credit analysis today to learn more about the credit plans available to you and your business.

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Home/Auto Refinancing

Sometimes we are forced into a loan with significantly higher interest rates. Those rates do not have to be a life sentence, fortunately. Home and Auto refinancing are often able to be obtained after successful completion of our credit repair program. Allowing you to not only obtain lower interest rates but to ultimately substantially lower your debt to income ratio (DTI) in the process. Schedule your free credit analysis today to see how we can help you.

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Just Because

It's no secret, credit repair as it relates to home buying is our jam; but that doesn't mean we can't help the everyday consumer improve their credit score, too. Even if you may not currently be in any other category listed above, your credit is no less important. Honestly, it is much less stressful to have time to prep for whatever your goal is, instead of needing help yesterday. No matter the goal, our credit repair services can help with a custom plan for an overall financial clean up, as well.

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About Us and Credit Repair Orlando

The Phenix Group

When you partner with The Phenix Group, a legally compliant Orlando credit restoration company, boosting your credit score is a simple, achievable goal. By first obtaining your credit reports from the three main reporting agencies, Equifax, Experian, and TransUnion, our credit-savvy analysts are able to identify any inaccuracies that are on your report. From having your personal information listed incorrectly to lender reporting errors, The Phenix Group and our expert attorneys, who are skilled in consumer law, will work on your behalf to have any unfair or incorrect items taken off of your credit report. We dedicate the care and respect each of our clients deserve towards understanding the factors responsible for your poor credit score, including your financial challenges, goals, and how quickly you need to improve your credit standing. We custom-build an action plan that specifically tackles your needs so you can finally lower those astronomical interest rates, purchase the house of your dreams, or buy that new car you’ve been pining for. We are so passionate about improving lifestyles, that once we increase your credit score, our credit services will give you the tools needed to set up your financial future for success.

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How We Offer Our Credit Repair Service

  • Step 1: Free Consultation
  • Step 2: Individualized Plan of Action
  • Step 3: Attorney Engagement-if necessary
  • Step 4: Credit Ready
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Meet Our Former Client,


Credit Score: 761 560

I was able to stop worrying about if we were going to get our dream home when more

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Meet our Former Client,


Credit Score: 794 647

I can honestly say, I had a new pep in my step that day. I felt like a new man!

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Orlando Credit Repair

Working on credit, in a City near you

From mishandling your credit cards to an unexpected layoff to a pricey mountain of medical bills, it only takes a few steps in the wrong direction to wind up with a poor credit score. It happens to even the most fiscally responsible folks. Let’s face it; between work obligations, taking care of kids, running errands, and doing chores, your social life, and any recreational sports or activities you’re involved in, how could you possibly fit maintaining your financials into the equation. From foreclosures and debt settlements to repossessions and credit coaching, our credit specialists are passionate about helping you reclaim your life.

The Phenix Group believes you deserve the opportunity to purchase your dream home or that red Jetta you’ve been salivating over without your past financial mistakes standing in the way. What we do is immensely fulfilling, as we get to help you achieve your desired lifestyle and reverse the damage that a poor credit score can have on every aspect of your life.

Frequently Asked Questions

We Fix Bad Credit

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