A poor credit rating can completely disrupt your lifestyle, affecting your ability to get things like a car loan, mortgage, student loan, credit card, and more. If a lender does approve your application for a loan, they will classify you as a high-risk borrower due to your bad credit score and drive up your interest rates. At The Manchester Phenix Group, we create custom credit repair solutions for individulas in need of our help. We will work with you to increase your credit score, gain back financial security.
How Does Credit Restoration Work In Manchester?
When you partner with The Phenix Group, a legally compliant credit repair company, boosting your credit score is a simple, achievable goal. By first obtaining your credit reports from the three main reporting agencies, Equifax, Experian, and TransUnion, our credit-savvy analysts are able to identify any inaccuracies that are on your credit report. From having your personal information listed incorrectly to lender reporting errors, The Phenix Group and our expert attorneys, who are skilled in consumer law, will work on your behalf to have any unfair or incorrect items taken off of your credit report. We dedicate the care and respect each of our clients deserve towards understanding the factors responsible for your poor credit score, including your financial challenges, goals, and how quickly you need to improve your credit standing. We custom-build an action plan that specifically tackles your needs so you can finally lower those astronomical interest rates, purchase the house of your dreams, or buy that new car you’ve been pining for. We are so passionate about improving lifestyles, that once we increase your credit score, our credit repair services will give you the tools needed to set up your financial future for success.
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Credit Repair Company Reviews
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I have worked with a few other companies in the past and in no way received the support, or results we did with The Phenix Group
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Jacquelyn Juarez
from Google
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No gimmicks only results. The process is simple but you have to be committed and follow their process in order to get the best results. #ThePhenixGroup
![](https://staging.thephenixgroup.com/wp-content/uploads/2023/02/JAVIER_HERNANDEZ.jpg)
Javier Hernandez
from Google
![](https://staging.thephenixgroup.com/wp-content/uploads/2023/02/google-rating.png)
Phenix Group is hands down the best credit repair company for anyone looking to improve their credit to buy a home, car, etc. As a lending professional, I can attest that they are head and shoulders above other credit restoration outfits.
![](https://staging.thephenixgroup.com/wp-content/uploads/2023/02/SEAN_SPACIL__1_.jpg)
Sean Spacil
from Google
![](https://staging.thephenixgroup.com/wp-content/uploads/2023/02/google-rating.png)
I followed their plan and MAN oh MAN did they Deliver! 3 months and 150 points later and I just CLOSED ON MY HOME!! BEST DECISION I EVER MADE! WORTH EVERY PENNY!
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Stephen Anderson
from Google
![](https://staging.thephenixgroup.com/wp-content/uploads/2023/02/google-rating.png)
Working with The Phenix Group was like working with family. Not only were they incredibly knowledgable, attentive, and on top of EVERYTHING, they were kind, sincere, and truly cared about our goals and our future happiness!
![](https://staging.thephenixgroup.com/wp-content/uploads/2023/02/Zaena_Cherif__1_.jpg)
Zaena Cherif
from Google
What Credit Repair Services We Offer In Manchester
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Home Ownership
Home Ownership-Our flagship service! All of our credit repair analysts are well-versed in the mortgage and underwriting requirements. We will work with you (the buyer), your lender, and the real estate professional involved in your purchase to ensure we are able to hit your closing date deadline with efficiency. If you are a first time homebuyer and want help with finding a reputable lender or realtor who will work for you during your home buying process, TPG has a network of trusted preferred mortgage professionals we can refer to you. We take an all-inclusive approach. Our process includes the creidt reporting agencies (CRA’s), creditors and third-party collection agencies who have reported erroneous information on your credit report. Going after the inaccurate information on all platforms helps create a permanent result. The Phenix Group will work diligently on your behalf to help raise your credit score. We’ve helped thousands of people in your position, and we can do the same for you. Contact us today for a no cost credit consultation.
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Business Financing
There are a few options to secure a business loan. Obtaining the funds is the ultimate goal; however, securing those funds at a favorable interest rate can be equally impactful. The most important factor considered in securing any business loan is your overall credit rating. The Phenix Group credit repair company can help restore your credit scores in the shortest possible time, so you can secure your business financing. TPG, a reputable credit repair company, has built relationships with a plethora of business finance lenders to help with all of your business financing needs. Schedule a free credit analysis today to learn more about the credit plans available to you and your business.
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Home/Auto Refinancing
Sometimes we are forced into a loan with significantly higher interest rates. Those rates do not have to be a life sentence, fortunately. Home and Auto refinancing are often able to be obtained after successful completion of our credit repair program. Allowing you to not only obtain lower interest rates but to ultimately substantially lower your debt to income ratio (DTI) in the process. Schedule your free credit analysis today to see how we can help you.
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Just Because
It’s no secret, credit repair as it relates to home buying is our jam; but that doesn’t mean we can’t help the everyday consumer improve their credit score, too. Even if you may not currently be in any other category listed above, your credit is no less important. Honestly, it is much less stressful to have time to prep for whatever your goal is, instead of needing help yesterday. No matter the goal, our credit repair services can help with a custom plan for an overall financial clean up, as well.
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About Us and Credit Repair Manchester
The Phenix Group
When you partner with The Phenix Group, a legally compliant Manchester credit restoration company, boosting your credit score is a simple, achievable goal. By first obtaining your credit reports from the three main reporting agencies, Equifax, Experian, and TransUnion, our credit-savvy analysts are able to identify any inaccuracies that are on your report. From having your personal information listed incorrectly to lender reporting errors, The Phenix Group and our expert attorneys, who are skilled in consumer law, will work on your behalf to have any unfair or incorrect items taken off of your credit report. We dedicate the care and respect each of our clients deserve towards understanding the factors responsible for your poor credit score, including your financial challenges, goals, and how quickly you need to improve your credit standing. We custom-build an action plan that specifically tackles your needs so you can finally lower those astronomical interest rates, purchase the house of your dreams, or buy that new car you’ve been pining for. We are so passionate about improving lifestyles, that once we increase your credit score, our credit services will give you the tools needed to set up your financial future for success.
![](https://staging.thephenixgroup.com/wp-content/uploads/2023/02/ggsd.jpg)
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How We Offer Our Credit Repair Service
- Step 1: Free Consultation
- Step 2: Individualized Plan of Action
- Step 3: Attorney Engagement-if necessary
- Step 4: Credit Ready
Don’t Trust Us? Trust Them!
Client Success Story
Meet our Former Client,
Vincenzo
Credit Score: 794 647
I can honestly say, I had a new pep in my step that day. I felt like a new man!
![](https://staging.thephenixgroup.com/wp-content/uploads/2023/02/1.jpg)
Meet Our Former Client,
Jimmy
Credit Score: 761 560
I was able to stop worrying about if we were going to get our dream home when we got the final approval! They took a ton of bricks off the top of us. We could breathe.
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Manchester Credit Repair
Working on credit, in a City near you
From repossessions and foreclosures to debt settlement and credit coaching, The Phenix Group believes our credit repair solutions provide our clients with a second chance to claim back the lifestyle they thought had disappeared for good. Not only are we a legally compliant Manchester credit repair service, but we find our work incredibly fulfilling, making life-changing improvements to your credit score while reversing your overall financial instability.
Your past financial mistakes don’t have to dictate how you live your life. There is hope for your credit score with the help of credit repair in Manchester, TX. Your desired lifestyle is achievable through our personalized and transformational credit solutions. Say hello to that gorgeous new home you’ve always wanted!