I have worked with a few other companies in the past and in no way received the support, or results we did with The Phenix Group
Jacquelyn Juarez
from Google
No gimmicks only results. The process is simple but you have to be committed and follow their process in order to get the best results. #ThePhenixGroup
Javier Hernandez
from Google
Phenix Group is hands down the best credit repair company for anyone looking to improve their credit to buy a home, car, etc. As a lending professional, I can attest that they are head and shoulders above other credit restoration outfits.
Sean Spacil
from Google
I followed their plan and MAN oh MAN did they Deliver! 3 months and 150 points later and I just CLOSED ON MY HOME!! BEST DECISION I EVER MADE! WORTH EVERY PENNY!
Stephen Anderson
from Google
Working with The Phenix Group was like working with family. Not only were they incredibly knowledgable, attentive, and on top of EVERYTHING, they were kind, sincere, and truly cared about our goals and our future happiness!
Zaena Cherif
from Google
What We Offer
Business Financing
There are several ways to approach securing a business loan. While securing funds is the primary goal; ultimately you want to secure those funds with the best interest rate possible. The number one factor in securing any business loan is having qualifying credit. Whether you are needing a short or long term loan, The Phenix Group can create a custom plan to maximize your credit scores, in the shortest amount of time possible. TPG also has established relationships with business finance lenders to help you navigate your loan.
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Home/Auto Refinancing
Credit talk is often deemed as negative when you have a less than desired credit score. Significantly higher interest rates on a home or auto purchases are typical for those with lower credit scores. Loan terms may also include other considerable fees due to the risk the creditor is assuming. The Phenix Group is committed to improving your credit; thus placing you in a great position to refinance at a significantly lower interest rate, on any of your major purchases.
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Just Because
It's no secret, credit repair as it relates to homebuying is our jam; but that doesn't mean we can't help the everyday consumer, too. Even if you may not currently be in any other category listed above, your credit is no less important. Honestly, it is much less stressful to have time to prep for whatever your goal is, instead of needing help-well-yesterday. No matter the goal, we can help with a custom plan for an overall clean up, as well.
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Home Ownership
We have designed specific programs to achieve home mortgage finance pre-approval. Your assigned analyst is well-versed in the underwriting guidelines and requirements. This gives you the confidence that we will be able to place you in a position of a well qualified buyer status by your program graduation date. If this is your first home purchase and you are needing direction in the home-buying process, TPG can also recommend a loan officer and realtor from our network of trusted and preferred mortgage professionals.
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About Us
Helping Others, Help Themselves
Credit is our passion! Call me bias, but hands down we have the best, most credit educated staff in the industry. There is one entricate part other than our superstar staff required to make your custom credit repair plan work--complete client participation. It truly is a partnership and requires work on both our parts.
A Few Items We Typically Help With:
- Bankruptcy
- Charge Offs
- Collections
- Credit Education
- Debt Settlement
- Dispute Code Removal
- Foreclosures
- Fraud
- Judgement
- Late Payments
- Re-Establishing Credit
- Repossessions
- Student Loan Consolidation
Don’t Trust Us? Trust Them!
Client Success Story
Meet our Former Client,
Vincenzo
Credit Score: 794 647
I can honestly say, I had a new pep in my step that day. I felt like a new man!
Meet Our Former Client,
Jimmy
Credit Score: 761 560
I was able to stop worrying about if we were going to get our dream home when we...read more
November 19th 2021
HOW REPOSSESSIONS AFFECT YOUR CREDIT
Unlike many other forms of debt, defaulting on your auto loan often puts you at risk of repossession. When faced with repossession, many people start to panic. The idea of losing your vehicle and subsequently ruining
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December 28th 2021
HOW EVICTIONS AFFECT YOUR CREDIT
Establishing an excellent credit score seems to be a challenge these days. Maintaining a good credit score seems like an achievement with several economic changes coupled with governmental policies. If you're facing
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February 21st 2022
HOW TO SAVE UP FOR YOUR FIRST CAR
Your driver’s license gives you the privilege of driving out on the road. Whether that’s going to and from school or work or over to your friends for a movie night, a license gets you halfway there. You’ll need a car to literally take
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March 3rd 2022
DOES CREDIT OR INCOME MATTER MORE WHEN OBTAINING A MORTGAGE?
Your credit information and income play a huge role in being creditworthy and getting what you want. With an impressive credit score and an excellent income to boot, you can apply for a mortgage, get a car, open new credit card
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March 9th 2022
HOW COSIGNING AFFECTS CREDIT SCORE
Typical scenario if a family/friend asks you for a loan; however, have you ever been asked to co-sign for a loan? It raises many questions that need to be resolved if you intend to follow through with it, or not.
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