CREDIT REPAIR SERVICES: ATTORNEY-POWERED CREDIT REPAIR <!-- -->Philadelphia<!-- -->, PA

ATTORNEY-POWERED CREDIT REPAIR PHILADELPHIA

Living in Philadelphia, PA means enjoying its history, art, and eclectic culture. The thriving region is home to a healthy job market, some of the nation’s oldest museums, and lots of opportunities to socialize with loved ones and friends. While Philadelphia is a great place for young professionals and families alike to settle down, many of the residents who call Philly home are facing financial hardship.

Have you ever taken a moment to wonder how well your co-workers, neighbors, or even your favorite barista down at the local coffee shop is handling their finances? Are they keeping the plastic safe in their wallet or are they charging up a storm and being fiscally irresponsible? Well, Philadelphia has the second worst credit score when compared to other cities in Pennsylvania, with residents averaging a 633 score. This places Philadelphia in the 9th percentile. Shouldering the burden of poor credit can make it feel virtually impossible to live the lifestyle you envisioned for yourself.

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How Does Credit Restoration Work In Philadelphia?

Your finances may be in disarray, but you don’t have to live this way forever. At The Phenix Group, we have a team of credit specialists and work with an independent law firm who understand how bad credit can disrupt every facet of your financial wellbeing. We work to uncover outdated, inaccurate, or unverifiable information found on your consumer credit report that is negatively affecting your credit standing. By requesting reports from Equifax, Transunion, and Experian – the three main reporting agencies – our credit analysts can help deal with items that are harming your credit score.

We work with you to create a personalized credit repair solution that’s designed to help you overcome your specific challenges. As your partner, we negotiate with creditors on your behalf to boost your credit score and restore your financial picture to a healthy one.

The last thing you want to do is find yourself wanting to throw your phone while a debt collector is persistently calling you day after day. Likewise, by not properly addressing your credit situation, you’ll rack up high interest rates and find yourself plummeting further and further into financial instability. The team at The Phenix Group is committed to helping Philadelphia residents repair poor credit and get back to enjoying all the city has to offer.

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Credit Repair Company Reviews

What Credit Repair Services We Offer In Philadelphia

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Home Ownership

Home Ownership-Our flagship service! All of our credit repair analysts are well-versed in the mortgage and underwriting requirements. We will work with you (the buyer), your lender, and the real estate professional involved in your purchase to ensure we are able to hit your closing date deadline with efficiency. If you are a first time homebuyer and want help with finding a reputable lender or realtor who will work for you during your home buying process, TPG has a network of trusted preferred mortgage professionals we can refer to you. We take an all-inclusive approach. Our process includes the creidt reporting agencies (CRA's), creditors and third-party collection agencies who have reported erroneous information on your credit report. Going after the inaccurate information on all platforms helps create a permanent result. The Phenix Group will work diligently on your behalf to help raise your credit score. We've helped thousands of people in your position, and we can do the same for you. Contact us today for a no cost credit consultation.

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Business Financing

There are a few options to secure a business loan. Obtaining the funds is the ultimate goal; however, securing those funds at a favorable interest rate can be equally impactful. The most important factor considered in securing any business loan is your overall credit rating. The Phenix Group credit repair company can help restore your credit scores in the shortest possible time, so you can secure your business financing. TPG, a reputable credit repair company, has built relationships with a plethora of business finance lenders to help with all of your business financing needs. Schedule a free credit analysis today to learn more about the credit plans available to you and your business.

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Home/Auto Refinancing

Sometimes we are forced into a loan with significantly higher interest rates. Those rates do not have to be a life sentence, fortunately. Home and Auto refinancing are often able to be obtained after successful completion of our credit repair program. Allowing you to not only obtain lower interest rates but to ultimately substantially lower your debt to income ratio (DTI) in the process. Schedule your free credit analysis today to see how we can help you.

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Just Because

It's no secret, credit repair as it relates to home buying is our jam; but that doesn't mean we can't help the everyday consumer improve their credit score, too. Even if you may not currently be in any other category listed above, your credit is no less important. Honestly, it is much less stressful to have time to prep for whatever your goal is, instead of needing help yesterday. No matter the goal, our credit repair services can help with a custom plan for an overall financial clean up, as well.

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About Us and Credit Repair Philadelphia

The Phenix Group

When you partner with The Phenix Group, a legally compliant Philadelphia credit restoration company, boosting your credit score is a simple, achievable goal. By first obtaining your credit reports from the three main reporting agencies, Equifax, Experian, and TransUnion, our credit-savvy analysts are able to identify any inaccuracies that are on your report. From having your personal information listed incorrectly to lender reporting errors, The Phenix Group and our expert attorneys, who are skilled in consumer law, will work on your behalf to have any unfair or incorrect items taken off of your credit report. We dedicate the care and respect each of our clients deserve towards understanding the factors responsible for your poor credit score, including your financial challenges, goals, and how quickly you need to improve your credit standing. We custom-build an action plan that specifically tackles your needs so you can finally lower those astronomical interest rates, purchase the house of your dreams, or buy that new car you’ve been pining for. We are so passionate about improving lifestyles, that once we increase your credit score, our credit services will give you the tools needed to set up your financial future for success.

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How We Offer Our Credit Repair Service

  • Step 1: Free Consultation
  • Step 2: Individualized Plan of Action
  • Step 3: Attorney Engagement-if necessary
  • Step 4: Credit Ready
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Meet Our Former Client,

Jimmy

Credit Score: 761 560

I was able to stop worrying about if we were going to get our dream home when we...read more

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Meet our Former Client,

Vincenzo

Credit Score: 794 647

I can honestly say, I had a new pep in my step that day. I felt like a new man!

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Take a look at our reviews

Philadelphia Credit Repair

Working on credit, in a City near you

Unexpected expenses, unemployment, or managing things like a mortgage can be hard to juggle. And when things begin slipping through the cracks, it can quickly accumulate and negatively impact your credit in a number of ways. Once your credit takes a turn for the worse, you could face high insurance premiums, extra fees, application denials, and the inability to procure things like a loan. Whether you made a few financial mistakes or you had to deal with an unexpected medical emergency that left you staring at a mountain of bills, you don’t have to continue living in a downward spiral.

For Philadelphia residents, this often forces a person to turn to credit cards just to meet their living expenses, which only accumulates more debt. Possessing a poor credit score can completely derail your life. As a tenured specialist in the credit repair space, The Phenix Group is ready to help you eradicate the financial mishaps that have left you facing a wealth of obstacles. From debt settlements to loan consolidations, our customized solutions were designed to help Philadelphia residents restore their credit standing and break free from financial struggle.

Frequently Asked Questions

We Fix Bad Credit

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