Home Ownership

All of our credit repair analysts are well-versed in the mortgage and underwriting requirements. We will work with you (the buyer), your lender, and the real estate professional involved in your purchase to ensure we are able to hit your closing date deadline with efficiency. If you are a first time homebuyer and want help with finding a reputable lender or realtor who will work for you during your home buying process, TPG has a network of trusted preferred mortgage professionals we can refer to you. We take an all-inclusive approach. Our process includes the creidt reporting agencies (CRA's), creditors and third-party collection agencies who have reported erroneous information on your credit report. Going after the inaccurate information on all platforms helps create a permanent result. The Phenix Group will work diligently on your behalf to help raise your credit score. We've helped thousands of people in your position, and we can do the same for you. Contact us today for a no cost credit consultation.

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Program Overview

Our Analysts are well versed in the mortgage guidelines and qualifications. Your program will be custom tailored for your goal. Juggling financial obligations, especially when paired with things like low wages, unemployment, unexpected expenses, COVID, can affect your credit in many ways. Life can throw curveballs at any of us, and when faced with unanticipated bills or expenses, your financial wellbeing can easily take a turn for the worse. It happens to even the most fiscally responsible people. At The Phenix Group, our experienced credit analyst will assess your entire financial picture, combing through your reports to challenge inaccurate, outdates, unverifiable, or fraudulent information that is negatively impacting your credit history and ultimately credit score. Our credit repair analyst will leverage consumer protection laws and our long-standing industry experience to help rebuild your financial standing and liberate you from the restraints of poor credit. We understand that everyone's challenges are unique, that's why we create individualized action plans aimed at resolving your specific needs. It's important to be patient during the process-there's no overnight solution for rebuilding your credit. As the saying goes, good things take time.

Together We Succeed!

Home Ownership is definitely a tangible; however, it is not a small task, as it relates to credit and credit history. We go above and beyond to help figure out the best plan for your goal. A negative mark on the credit report isn't great, but it isn't always what is holding you back from your goal. The Phenix Group is committed to helping you navigate choppy waters and improve your financial standing. Behind every client lies a unique story-one filled with unanticipated life events such as medical bills, unemployment, a pandemic, and so much more. Not only are we an educational resource, but we're here as your partner to help you make smart financial decisions geared toward increasing your credit score and achieving your goals. Reach out to see if we can help you and your situation.

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What To Expect

Tough Love, A Lot of Patience, and Good Credit

Credit is just naturally a sensitive subject. To get you to where you want to be, credit-wise, the conversation must be had, an individualized action plan made, time frame set-to name a few things. The beauty of our customized and individualized credit repair is we can work within each person's budget to identify cost-effective solutions that produce results.

Through our free credit analysis, we'll dive into your credit history to provide options tailored to your needs, all while keeping your finance in mind. We promise to give it to your straight, work with you on credit education during the process, and to help restore your credit worthiness. We are very direct in our communication approach. Our approach leverages the best method around-the law. Our motto is to deliver more; we pride ourselves in under promising and over delivering.

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meet,

Vincenzo

Credit Score: 794 Was: 647

I can honestly say I had a new pep in my step that day. I felt like a new man.

Steps We Take

Free Credit Consultation

Credit repair companies like The Phenix Group will work on your behalf to help you gain control of your financial health. We provide a free consultation with one of our qualified credit analysts in order to determine whether or not our services can be helpful to your specific credit needs. Unfortunately, our services aren’t for everyone.

Individualized Plan of Action to Repair Your Credit

We treat our clients like family, taking the time to gain an understanding of each person’s unique challenges and goals to create a personalized roadmap for success. We provide customized support, employing specialized dispute tactics to get bureaus and creditors to acknowledge inaccuracies, ultimately strengthening your credit score.

Attorney Engagement

The Phenix Group works closely with an independent law firm, versed in consumer law. This helps ensure all creditors are held to the letter of the law, and if not, you could potentially receive monies owed to you due to their noncompliance. We strive to obtain the best possible results in the least amount of time.

Credit-Ready

Whether you’re looking to purchase a new home, rev the engine on your dream car, or lower the interest rate on your credit card, we are here to help. Our goal is to wash away the stress, headaches, and seemingly endless fees that come with having poor credit to help you gain financial freedom as quickly as possible.

We Can Help With The Following:

If your issue isn't listed, contact us. Everyone's credit situation is different, these are just a few expamples of credit issues we typically come across. Inform of of what you have going on and we will provide professional credit advice based on experience. We love a challenge and to do credit research!

  • Bankruptcy
  • Charge-Offs
  • Collections
  • Credit Coaching
  • Debt Settlement
  • Dispute Code Removal
  • Foreclosures
  • Fraud
  • Late Payments
  • Re-Establishing Credit
  • Repossessions
  • Student Loans
  • Frequently Asked Questions

    We Fix Bad Credit

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