Home Ownership

Owning your own home has always been coined "The American Dream". The process has definitely gotten a lot more complex over the past decade. Today's hot housing market requires more stringent credit guidelines.

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Program Overview

Our Analysts are well versed in the mortgage guidelines and qualifications. Your program will be custom tailored for your goal.

Together We Succeed!

Home Ownership is definitely a tangible; however, it is not a small task, as it relates to credit and credit history. We go above and beyond to help figure out the best plan for your goal. A negative mark on the credit report isn't great, but it isn't always what is holding you back from your goal. Reach out to see if we can help you and your situation.

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What To Expect

Tough Love, A Lot of Patience, and Good Credit

Credit is just naturally a sensitive subject. To get you to where you want to be, credit-wise, the conversation must be had, an individualized action plan made, time frame set-to name a few things.

We are very direct in our communication approach. Our approach leverages the best method around-the law. Our motto is to deliver more; we pride ourselves in under promising and over delivering.

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Credit Score: 794 Was: 647

I can honestly say I had a new pep in my step that day. I felt like a new man.

Steps We Take

Free Credit Consultation

Credit repair companies like The Phenix Group will work on your behalf to help you gain control of your financial health. We provide a free consultation with one of our qualified credit analysts in order to determine whether or not our services can be helpful to your specific credit needs. Unfortunately, our services aren’t for everyone.

Individualized Plan of Action to Repair Your Credit

We treat our clients like family, taking the time to gain an understanding of each person’s unique challenges and goals to create a personalized roadmap for success. We provide customized support, employing specialized dispute tactics to get bureaus and creditors to acknowledge inaccuracies, ultimately strengthening your credit score.

Attorney Engagement

The Phenix Group works closely with an independent law firm, versed in consumer law. This helps ensure all creditors are held to the letter of the law, and if not, you could potentially receive monies owed to you due to their noncompliance. We strive to obtain the best possible results in the least amount of time.


Whether you’re looking to purchase a new home, rev the engine on your dream car, or lower the interest rate on your credit card, we are here to help. Our goal is to wash away the stress, headaches, and seemingly endless fees that come with having poor credit to help you gain financial freedom as quickly as possible.

We Can Help With The Following:

If your issue isn't listed below, contact us and see if we can help!

  • Bankruptcy
  • Charge-Offs
  • Collections
  • Credit Coaching
  • Debt Settlement
  • Dispute Code Removal
  • Foreclosures
  • Fraud
  • Late Payments
  • Re-Establishing Credit
  • Repossessions
  • Student Loans
  • Frequently Asked Questions

    We Fix Bad Credit

    100% Free Consultation

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